People often cut down on activities that are healthy,  and helpful in building relationships, to save time. This only increases stress levels as you neglect yourself which leads to health worries later. Keep these points in mind for effective time management:

• Do not over-commit, especially if you are not sure of fulfilling the tasks.
• Delegate work, train others to do activities that you can do.
• Find ways to merge different aspects of your life rather than treat them as watertight compartments. For instance, if you are into physical fitness but have to spend that time with the family too, try to enrol the entire family in a yoga or fitness class.
• Working continuously adds to stress levels. Take frequent coffee breaks (without the coffee!).
• Use train travel for contemplation or planning.
• Maintain a diary and see what’s dispensable and what’s not. Don't postpone the indispensible.
• Avoid procrastination.
• At the same time, stop thinking of everything in terms of emergency. Most things can wait. But that doesn’t mean you postpone things deliberately.
• Use the time on hand well. Instead of watching TV on an off day, go to a garden, or meet friends.
• Think beyond the immediate; think long-term.